Originally Posted by
Miska
So I found out last week that the hospital is shutting my department down where I work. So Sept 5th I will be out of a job! I am so scared about losing my insurance and being able to pay for my medical bills. I am scared this is going to get me depressed. After 14 years of working there, I am in shock. I feel like my WG symptoms are at a record high...rash, trachea stenosis, joint pain, nasal crusting. I am taking my pain meds to the max every day. I have a game plan but I am scared to death. Thanks for listening. No one (not even my husband) is listening or understanding.
I'm not sure what the law is on this in your area but definitely check: in Canada, if you lose your job, the company medical insurer must allow you a 'window' to buy in to the insurance plan for the same premium, which will always be a better price than trying to obtain private medical insurance with serious pre-existing conditions. The window of time is very short. I think 30 or 60 days, so the sooner you look into it the better. Maybe even let the insurer know you plan to do this and get a hold of the forms in advance. If it is in fact a legal obligation there. I hope so!!! Just noticed you're in Texas, a very tough state for employees w.r.t. Employers' legal obligations unfortunately. But still worth looking into.
On a more personal note, I'm sorry you're in such a difficult situation. The stress and financial worry certainly don't help the condition. It is very lonely when loved ones don't understand. We are here, and we totally get it... I just received notice this morning that my former insurer, which basically dumped me (but I know pays permanent disability to others with the same disease and symptoms) scheduled an eight-day trial for my claim... In June 2015! (With full awareness that I don't have the energy to comfortably make it through one full day in court. I wasn't able to manage half days on my own computer at home in pjs and they know that too, so they're hoping I'll just quietly roll over like so many others.) I will give my evidence lying on the courtroom floor if I have to, but I will not quietly go away so they can keep their billions. Hopefully it won't come to that, but if it does I plan to make an example of them and hope that the court will too.
Please make sure first and foremost to take care of yourself. Do you have paid sick days? It sounds like now might be a good time to use them to get some extra rest, medical care, whatever it takes to get your symptoms and stress under control. Please keep us posted and know that I'm rooting for you! And what is up with dense husbands? Mine is an ostrich... Buries his head in the sand when things get too stressy. So, i feel your pain. I hope you feel better.
Just when the caterpillar thought the world was over, she became a butterfly.
- English proverb.
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