One option which we've used, is to select a supplemental plan, though a bit more expensive, which cooperates well with the needed doc. When we went on, we simply asked the preferred docs which plans best fit them...in our case Mayo...they told us, we chose that plan...period. If that is not an option, then getting the docs to REdefine what and how they are needed for the medical plans to kick in is delicate. My ENT simply wrote a letter after I badgered her office & staff, short & quick, to our then insurance company...SHE was the ONE who best did what she was doing and what she was doing was severely needed by me AND caused by the disease...worked, never heard from insurance again on the questioned procedure...and they paid up too!!! Don't know if this helps, but it seems there's always a workaround IF you look for it and apply it...kind of like 'asking' for help!!! Huh!!!!!
Knowing how to think empowers you far beyond those who only know what to think. -NdT
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